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Read the book.
Then live the lesson.

A learning academy where every chapter you read comes with a full digital lesson — the guest speaker who lived it, a written activity you won't find in the book, and an exam that assumes you actually read it. The book teaches it. The program proves it.

3
Academies
10
Courses mapped
78
Lessons live now
69
Historical teachers
Four teenage students working together around a sunlit library table with open workbooks, notebooks and a laptop.
The method

The book and the screen, working together

Neither one works alone. Every lesson is built so a student who skipped the reading gets stuck — and a student who read it flies through.

A teenage girl reading a paperback on a sofa, highlighter in hand and sticky tabs marking earlier pages.
1

Read the chapter

A historical figure who lived the lesson tells it in their own voice — Croesus on money, Clara Brown on debt, Satoshi on blockchains. Students underline, answer, and take notes in the book.

A teenage boy at a kitchen table working through a lesson on a laptop with an open book and handwritten notes beside it.
2

Work the seven-tab lesson

Every chapter has a digital lesson: an overview, a summary of what they learned, the guest speaker who narrates it, a deeper dive, a written activity that is not the one in the book, a chapter exam, and the resources they'll need.

Two teenagers at a desk playing the Debt Free Millionaire life simulation, one leaning in to point at the screen.
3

Take it into the sim

What they learn feeds the full Debt Free Millionaire life simulation — a career, a paycheck, real bills, and the long consequences of every choice they make.

Why the book stays central: the written activity asks for the student's own logged hours, their own receipts, or a narrator's specific rule — and the exam tests details only a reader would have. The program can't hand those over. Only the book can.
Choose your path

Three academies. One student.

Each academy runs its own course ladder — 101 to build the foundation, 201 and beyond to go deep. Start anywhere, stack them however you like.

A classroom of students working in small groups over books, laptops and a whiteboard while a teacher talks with one of them.
Inside a course

DFM 101 — the full map

The flagship course, straight from the book. Each month offers a pool of lessons and the student completes any four — core lessons follow the book chapter by chapter, electives go deeper on one section.

Debt Free Millionaire: Foundations

From "what is money" to a personal roadmap out of debt — the whole arc, in order.

8
Months
4
Lessons / month
50
In the catalog
Who's teaching

69 people who learned it the hard way

Every chapter is narrated by someone who actually lived the lesson — inventors, freed slaves, bankers, factory workers, and founders. History class and finance class, at the same time.

A parent and teenager at a kitchen table in evening light, going through the student's own handwritten worksheets together.

Two courses are open now

DFM 101 is complete — all 32 chapters of the book, every month, start to finish. AI 101 has just opened with its first five lessons, taught by Turing, von Neumann, Lovelace, Curie and Jung. Every student who enrolls gets the book, the full lesson library, and a one-year Xogos Gaming membership, where coins earned turn into real scholarships.